Afreen I would have given rating in negative. This company is not at all professional we are struggling to get our insurance amount from more than one month after the claim for the case of flood August 2018 and the person (from pune office)are not responding and every time we ask them they are saying its under endorsement and not giving us the exact dead line. Its more than 4 months where flood have distroyed our life and still we have not received our amount .I would like to suggest all of you not to take any insurance policy from this chola company and this company should be boycot its a fraud company.