1220+

Best Personal Loan in Chennai

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  • 1 - 5 lakhs
  • 6 - 10 lakhs
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Purpose of the Loan?
  • Family expenses
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Personal Loan at Sulekha

At Sulekha, we provide you a list of more than 1220+ dependable and verified financial institutions providing personal loans at a decent interest rate. The personal loan providers listed at Sulekha have delivered excellent services to the clients. Get to know more about the personal loan, procedure, repayment, pre-closure, and why choose Sulekha and other important aspects.

Personal Loan Service Providers at Sulekha have served 3000+ requests in the last 30 days. Find 1220+ Quick, easy, fast & instant personal Loan at Lowest EMI & interest rates from Top banks like HDFC, ICICI, Axis, Kotak, SBI, Standard Chartered, Indusind, Canara Bank, Citibank, Corporation Bank, etc with CIBIL/NON-CIBIL defaulter for family expenses, marriage, medical or personal purposes. The loan amount ranges from Rs. 25,000 to Rs. 25 Lakhs with a tenure period of one to five years & minimum EMI interest rate.

Why Choose Sulekha?

Sulekha is a premium online business-listing portal. Here, we help you to find the dependable as well as experienced agents and service providers providing assistance for the personal loan. At this portal, you can also access the phone number and address of the listed agents. To find a trusted agent in near you, fill the form above. The personal loan providers listed at Sulekha would get in touch with you. You can have a word with the expert regarding your requirement of loan and understand the process also.

Top List of Personal Loans Agents in Chennai

as on Mar 18, 2022
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  1. Free Lancer-Chennai-Personal Loans

    Free Lancer

    No. 158 rajaji nagar dargah road pallavaram chenna, Alapakkam
    6.1

    Personal Loans

    No. 158 rajaji nagar dargah road pallavaram chenna, Alapakkam, Chennai - 600043
  2. Malliga

    Annai Sathya Nagar Tnhb Qtrs , Anna Nagar
    7.2

    Personal Loans

    No:38, Annai Sathya Nagar Tnhb Qtrs ,, Anna Nagar, Chennai - 600102
  3. Exponent Finserv Private Limited-Chennai-Personal Loans

    Exponent Finserv Private Limited

    Rayala Nagar, Ramapuram
    7.6
    Offer 60% Off View offer

    Personal Loans

    No.4/51, 2nd Main Road, Rayala Nagar,, Ramapuram, Chennai - 600089 Get Directions
  4. Sanjay Associates-Chennai-Personal Loans

    Sanjay Associates

    Janaki Nagar, Koyambedu
    1 Review 7.4

    Personal Loans

    18, Ambika Radha Street, Janaki Nagar, Koyambedu, Chennai - 600092 Get Directions
  5. Garland

    Also Servicing in Chennai
    5.7

    Personal Loans

    House No. 2017, Sector 52, Chandigarh - 160036
  6. Murgappa Finance

    Also Servicing in Chennai
    7.1

    Personal Loans

    Plot No 301, 2nd Floor, Kirti Nagar, Delhi - 110078
  7. Manampura Finance

    Also Servicing in Chennai
    1 Review 6.7

    Personal Loans

    Wz 1827,Nagal Raya Jakankpuri, Janakpuri, Delhi - 110058
  8. Shree Yoga Center-Chennai-Personal Loans

    Shree Yoga Center

    India, Velachery
    8.2

    Personal Loans

    Plot no. 51, 2nd Main road, Lakshmi nagar, Lakshmi Nagar, Velachery, Chennai, Tamil Nadu 600042, India, Velachery, Chennai - 600042 Get Directions
  9. Prime Finance

    Nungambakkam High Road , Nungambakkam
    1 Review

    Personal Loans

    raja reviewed for Personal loans 26th Apr, 2017

    Got personal loan from this center .now I want to close the loan.so I approached this center .there was a quick and good response to the customer since the customer satisfactions was very important .they helped me in all ways to close the loan.it was a good service from them to me

    Eldorado Building ,No. G-15 ,112, Nungambakkam High Road, Nungambakkam, Chennai - 600034 Get Directions
  10. M Lakshman

    No. 3/14, Anakaputhur

    Personal Loans

    No. 3/14, Anakaputhur, Chennai - 600070

Latest User Reviews for Personal Loan in Chennai

as on Mar 18, 2022 Average Rating (4) - 201 reviews
5th Mar, 2022

Personal loan urgent please

1
29th Dec, 2021

done

0
16th Nov, 2021

Need to business with you contact number Sriram 9080443747

0
20th Oct, 2021 ,

super, super super super super

0
15th Sep, 2021

A.x.i.s.B.a.n.k...///08350098358///....C.u.s.t.o.m.e.r C.a.r.e N.u.m.b.e.r //08350098358//18008810101// c.a.l.l...m.e....p.r.o.b.l.e.m...s.ol.v.e.....////

1
15th Sep, 2021

A.x.i.s.B.a.n.k...///08350098358///....C.u.s.t.o.m.e.r C.a.r.e N.u.m.b.e.r //08350098358//18008810101// c.a.l.l...m.e....p.r.o.b.l.e.m...s.ol.v.e.....////

5
8th Sep, 2021

Fraud all fake address , trying to get my bike back but unable to trace if someone knows the address pls send

0
9th Aug, 2021

Marriage purpose need 1 lak loan

0
  • Page 1

Recent Enquiries for Personal Loan in Chennai

  • Income range for private finance loans: Less than Rs 20,000
  • Private finance loan amount: Less than 1 lakhs
  • Employment type: Salaried
19 hours ago
  • Net salary: Rs 20,000 - 40,000
  • Personal loan amount: 1 - 5 lakhs
  • Personal loan purpose: Family expenses
  • CIBIL defaulter status: Non-CIBIL defaulter (Score above 700)
  • Company Name: Vibrant salon & spa pvt ltd
  • Tenure: Less than a year
22 hours ago
  • Net salary: Rs 20,000 - 40,000
  • Personal loan amount: 1 - 5 lakhs
  • Personal loan purpose: Marriage expenses
  • CIBIL defaulter status: CIBIL defaulter (Score below 700)
  • Company Name: Kgeyes residency private limited
  • Tenure: 1 - 2 years
Yesterday
  • Income range for private finance loans: Less than Rs 20,000
  • Private finance loan amount: 2 - 3 lakhs
  • Employment type: Self-employed
2 days ago

Recent Bookings for Personal Loan in Chennai

  • Net salary: Rs 20,000 - 40,000
  • Personal loan amount: Less than 1 lakh
  • Personal loan purpose: Family expenses
  • CIBIL defaulter status: CIBIL defaulter (Score below 700)
  • Company Name: Business Live Trade Fairs
  • Tenure: Less than a year
251 days ago
  • Income range for private finance loans: Less than Rs 20,000
  • Private finance loan amount: Less than 1 lakhs
  • Employment type: Salaried
350 days ago

Look For the best options to get personal loans in Chennai

A personal loan is an unsecured loan that individuals take to meet their personal needs. An individual can take a personal loan either from a bank or a non-banking financial company. Unlike a car loan, gold loan, or a home loan, the rate of interest on the personal loan is higher. There is a greater risk in personal loans as this loan is not secured against any kind of asset or security. As the name states, this loan is meant for fulfilling any kind of financial personal needs. You can apply for a personal loan for several purposes like
  • For the expansion of the business
  • For a vacation
  • For purchasing precious ornaments
  • For the higher education of the child
  • For meeting medical expenses
  • Renovation or restoration of a home
  • To improve the operations of the business
  • Clearing the bills of your credit card
  • For the down payment of your car or a flat
  • For the marriage and many more
Financial emergencies hit unprecedented. Be it for family, business, or medical emergency, the sudden requirement of money is a common experience that all of us go through at a certain point in life. Most of the time, when you face the financial bottlenecks, borrowing money remain the last resort. But, the lending institution must be a reputed one and a reliable one where you will not pose any chance of being deceived or cheated. If you need a financial arrangement anytime soon and looking for the right financial institution to borrow a substantial sum to manage the situation, browse through the 1220+ verified personal loan providers in Chennai. All of these lenders are of great repute in the market and has the experience of running the show for quality a while now. Hence, all of these can be trusted blindfolded. You no longer have to search incessantly for the right lending authority through the market. Sulekha makes the process of searching easier for you. All you have to do is just fill up a form and submit the same and wait until you receive a call from the executive. Once you get in touch with the executive, you can easily get to know all the details regarding the lenders available at Sulekha. You will also receive the contact numbers and calls from the lenders near you. If you wish to know more about why you should choose Sulekha, how you should select a lender, what are the terms and conditions associated with the personal loans, or what are the associated costs involved with the loaning process, read on.

Why choose Sulekha?

There are plenty of business directories available these days which offer several business solutions under one roof. Sulekha is surely one of the best among the available ones in the market today. Here are some of the reasons that make Sulekha the smartest choice for all.
  • At Sulekha, you can make a price comparison involving the multiple options available
  • You can grab more than a thousand options at a time for any category of business under one roof at Sulekha
  • As long as you are searching through Sulekha, you do not have to put in any physical effort to search the physical market
The wide gamut of Sulekha offers 1220+ verified personal loan providers in <city>.

Things to remember while choosing personal loan provider in Chennai

Choosing the financial institution or the lending authority is never an easy task and must be done meticulously. Here are some of the aspects that must be kept in mind while settling for any personal loan lender.
  • Years of experience
  • The interest rates charged
  • The terms and conditions offered
  • The credibility of the lender in the market
  • Feedback and reviews of the lender given by the previous clients

Charges involved with personal loans provider in Chennai

In the case of personal loans, interest rates refer to the charges involved. Though, the interest rates vary from one to moneylender to another, the average interest rate that you can expect ranges between 10% and 25%. Factors like tenure of the loan, amount of the loan, the lender concerned primarily impacts the interest rates. If you wish to settle for the best personal loan lender near you, consider going through Sulekha.

Top 10 banks provided Personal Loan in Chennai

  • ICICI Bank
  • HDFC Bank
  • Axis Bank
  • Kotak Mahindra Bank
  • IndusInd Bank
  • CitiBank
  • Yes Bank
  • Standard Chartered
  • RBL Bank
  • Fullerton

Features & Benefits for Personal Loan:

  • Immediate approval
  • Loan disbursal in 24 hours
  • Flexibility
  • Minimum documentation
  • Loans up to Rs.25 lakh
  • Customized personal loan schemes
  • Attractive rate of interest as compared to other financial institutions
  • Cover for loan liability

Eligibility Criteria for Personal Loan in Chennai

The eligibility of personal loans varies from one Bank/NBFC to another. Apart from this, the general criteria include the age, CIBIL, income, occupation, and capacity to repay the loan. If you wish to get a personal loan, it is important to have a regular income source. While applying for a loan, an individual needs to submit some documents that include
  • Above 21 Years of Age
  • Age should not over 65 years
  • Salaried professional or self-employed
  • Good Credit Score
  • Resident of India
  • Income should be at least INR 15,000

Documents Required for Chennai Personal Loan

  • PAN Card
  • Address Proof
  • ID Proof (Passport/Driving License/Voter ID Card)
  • Salary slip of last 3 months (salaried person)/ Income proof (self-employed person)
  • Proof of continuity of business (self-employed person)
  • Proof of Residence (Utility bills)
  • Passport-size photographs and many others

Repayment and Pre-closure of Personal Loan

You can repay the personal loan over a period of 12 months to 60 months. You can opt for the auto-debit system. Every month affixed amount would be deducted from your account i.e. EMI. You can also pre-close your personal loan by fulfilling some formalities. For this, you need to consult the executive to understand the process and filing the pre-closure form.

Factors you need to keep in mind while applying for a Personal Loan

If you wish to get a personal loan, it is important to pay attention to some key factors such as
  • The reputation of the agent (credibility)
  • Type of loan provider (bank/non-banking financial company)
  • The experience of the agent
  • Feedback of previous clients
  • Credit score
  • Monthly Salary/Income
  • Amount of loan
  • The purpose of taking a personal loan
  • Repayment period
  • The rate of interest
  • EMI
  • Processing fees
  • Prepayment options
  • Loan disbursement time and many others

Personal Loan Interest Rates and Charges

The following table depicts the comparison of personal loan average interest rates and processing fees for different banks.
BankInterest rateProcessing fee
SBI12.50%2% to 3%
HDFC11.25%Min 0.99%, Max. 2.50%
ICICI10.99%From 0.99% up to 2.25%
Bajaj Finserv11.99%From 1.50% up to 3%
Citibank10.99%Up to 0.5%
IDFC11.50%From 0.75% up to 2%
Axis11.25%1.50% to 2.00%
Tata Capital11.99%Up to 2%
Fullerton India17.25%Up to 2%
IndusInd10.99%Min. 1% to max. 2.50%
Kotak10.99%Up to 2.5%
RBL13.99%Up to 2%
IIFL12.98%1-2 %
HDB Financial13.99%Up to 2%
Karur Vysya Bank13.99%Up to 2%
PNB12%1.8% +taxes
Vijaya Bank12.50%0.25% Max.
Union Bank Of India12.45%0.5%, Min.
Syndicate13.25%0.5%, Min.
Standard Chartered10.99%Min. 1%
Indian Overseas12.70%Up to 2%
Andhra Bank11.40%Case to case
Bank of Baroda11.60%2%, min. Rs. 250
Bank of Maharashtra15.10%1%. Min Rs. 1000
Canara Bank13.95%0.5%, Min.
Corporation Bank12.85%1.5%, Min Rs. 500
Dena Bank13%0.5%, Min.
Federal11.49%0.5%, Min Rs. 500
IDBI13.20%0.5%, Min.
Allahabad Bank12.95%1.06% min. Rs. 1068
Indian Banl11.05%0.5% min. Rs. 508
Yes Bank10.75%From 0.99%, up to 2%

* Interest rates are above based on recent customer reviews & its floating

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FAQ - Best Personal Loan in Chennai

  • Q. What is the procedure to repay the loan?

    The procedure to repay the loan includes the regular payment of EMI, i.e. Equated Monthly Instalments. You can repay the loan through post-dated cheques as well.

  • Q. What is the meaning of EMI?

    EMI stands for Equated Monthly Installment. EMI is a fixed payment amount that borrower pays to the lender in a smaller amount, which includes both principals as well as interest.
  • Q. What is the personal loan eligibility for a salaried person?

    The agents listed at Sulekha offer guidance to get the personal loan of different amounts such as

    • Less than one lakh
    • 2 to 3 lakhs
    • 4 to 5 lakhs
    • 6 to 15 lakhs
  • Q. Which documents do I need to while applying for a personal loan?

    The document requirements for personal loan depend on financial institutions. However, the key documents that an individual requires for the personal loan application are

    • Proof of Income (salary slip for salaried persons/ recent ITR for self-employed persons)
    • Valid Identity Proofs
    • Bank Statements (last three months)
    • Address Proofs
    • Certified copy of License (self-employed professionals)
  • Q. How long does it take for the disbursement of a personal loan?

    The time of personal loan disbursement depends on the verification process. Once the borrower submits the required documents, the financial institutions verify the documents. After verification, the institution transfers the personal loan amount to the bank account of the borrower in the specified time duration. To get an idea of the disbursement time duration, you can have a word with the financial advisors.

  • Q. How can Sulekha assist me in finding reputed personal loan agents?

    Sulekha is a renowned online business-listing portal. At Sulekha, we provide you a list of  verified and genuine consultants offering guidance for a personal loan. If you are looking for experienced financial advisors, fill the form above with your basic details. The dependable consultants near you would get in touch with you. Based on the ratings and feedback, you can shortlist the financial advisors and choose the experienced agent for the guidance.

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  • How To Avoid Rejection Of Your Personal Loan Application

    How To Avoid Rejection Of Your Personal Loan Application

    Are you in urgent need of money for personal reasons To meet the immediate financial requirement, one can apply for a personal loan. It is an unsecured loan and you need not provide and evidence...

    5 years ago

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