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Best Mortgage Loan in Chennai

Tell us more about your requirements so that we can connect you to the right Best Mortgage Loan in Chennai

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What type of mortgage loan do you need?
  • Loan against property
  • Loan against property without map
  • Loans on Lal Dora property
  • Loans against rent receivables
Select type of mortgage loan
What type of property do you want to mortgage?
  • Residential building
  • Plot
  • Commercial building
  • Industrial building
Select property for mortgage
What loan amount are you looking at?
  • Less than 10 lakhs
  • 11 - 25 lakhs
  • 26 - 50 lakhs
  • More than 50 lakhs
Select mortage loan amount
Please give an estimate of your montly income
  • Rs 20,000 - 40,000
  • Rs 40,000 - 60,000
  • More than Rs 60,000
Select income range for mortgage loans
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Mortgage loan Professionals at Sulekha have served 32 requests in Chennai in the last 30 days. Find 690+ loan providers with instant approval and great interest rates, obtaining a loan is merely a click away now! Loan against Property, rent receivables, dora property can be availed for both personal and professional expenses. This way, you can mortgage your property like Residential, commercial, industrial building, plots and obtain a premium upto 25 lakhs based on the value of the property.

Top List of Mortgage Loan Agents in Chennai

as on Mar 18, 2022
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  1. Incept Business Solutions

    2nd Avenue, Anna Nagar East
    7 Reviews 8.0

    Mortgage Loans

    Priyank reviewed for Mortgage loans 21st Jun, 2019

    It has been a pleasure working with the team at Incept. The overall experience for the loan acquisition was handled smoothly. The team is easily reachable and always available for any questions. Highly satisfied.

    Amrit reviewed for Mortgage loans 21st Jun, 2019

    Excellent services...nice customer service

    C1, No. 100, B5, Sams Noah Tower, 2nd Avenue, Anna Nagar East, Chennai - 600102 Get Directions
  2. Wedding Moments

    C Sector, Anna Nagar West Extension
    7.4

    Mortgage Loans

    W-15, North Main Road, Park Road, C Sector, Anna Nagar West Extension, Chennai - 600101 Get Directions
  3. Saral Financial Services-Chennai-Mortgage Loans

    Saral Financial Services

    Anna Nagar, Mudichur
    4.5

    Mortgage Loans

    Excellent Homes ,SB-1, No. 29, 2nd Floor, Anna Nagar, Mudichur, Chennai - 600048 Get Directions
  4. Srikanth Loans-Chennai-Mortgage Loans

    Srikanth Loans

    Vettuvankani, Vettuvankeni
    8.0

    Mortgage Loans

    No. 85, Workers Estate, Vettuvankani, Vettuvankeni, Chennai - 600115 Get Directions
  5. Rupee Funding

    India, Nungambakkam
    7.6

    Mortgage Loans

    No. 14, A-3, First Floor, Khader Nawaz Khan Road, Tirumurthy Nagar, Nungambakkam, Chennai, Tamil Nadu 600034, India, Nungambakkam, Chennai - 600006 Get Directions
  6. MKN-Chennai-Mortgage Loans

    MKN

    3rd street, Madhavaram
    6.9

    Mortgage Loans

    No. 22/16, Chinnaswamy Nagar, 3rd street, Madhavaram, Chennai - 600060 Get Directions
  7. Praveen Enterprises-Chennai-Mortgage Loans

    Praveen Enterprises

    Srp Colony, Peravallur
    1 Review 7.9

    Mortgage Loans

    Senbaharaj reviewed for Mortgage loans 19th Jan, 2019

    I contacted Praveen Enterprises, Peravallur for a mortgage loan. Their response was very good. I submitted all the necessary documents to them. They didn’t charge any amount for processing my loan. I am very much happy with their service.

    No.24, Paper Mills Road, Srp Colony,, Peravallur, Chennai - 600082 Get Directions
  8. Sanjay Associates-Chennai-Mortgage Loans

    Sanjay Associates

    Janaki Nagar, Koyambedu
    1 Review 7.4

    Mortgage Loans

    Guest reviewed for Mortgage loans 7th Feb, 2020

    Gud service and gud responsible company.!! And finally I have lot of problems and they?re deserved it.!! Thank you so much????

    18, Ambika Radha Street, Janaki Nagar, Koyambedu, Chennai - 600092 Get Directions
  9. Exponent Finserv Private Limited-Chennai-Mortgage Loans

    Exponent Finserv Private Limited

    Rayala Nagar, Ramapuram
    7.6
    Offer 60% Off View offer

    Mortgage Loans

    No.4/51, 2nd Main Road, Rayala Nagar,, Ramapuram, Chennai - 600089 Get Directions
  10. Muthu Kumar - SBI Home Loans

    Jai Nagar 9th Street, Arumbakkam
    1 Review 7.1
    Offer 50% Off View offer

    Mortgage Loans

    Kalaiyarasi reviewed for Mortgage loans 20th Jul, 2021

    He is given the wonderful Service, when I approached for mortgage loan. Very knowledgeable person. Easy documentation.

    No.11, Jai Nagar 9th Street,, Arumbakkam, chennai - 600106 Get Directions

Latest User Reviews for Mortgage Loan in Chennai

as on Mar 18, 2022 Average Rating (5) - 61 reviews
8th Dec, 2021

Medical emergency plz arranged loan for emergency

1
20th Jul, 2021

He is given the wonderful Service, when I approached for mortgage loan. Very knowledgeable person. Easy documentation.

0
3rd Jun, 2021

Genuine response and great service

0
3rd Sep, 2020

Good communication and very supportive person

0
7th Feb, 2020

Gud service and gud responsible company.!! And finally I have lot of problems and they?re deserved it.!! Thank you so much????

0
8th Nov, 2019

Hello Friends, I am working as Business Banking Relationship Manager for a Reputed private Bank in Chennai. Are you a manufacturer, Trader, Service Provider whose Annual turnover from 1 Cr to 100 Cr business, who want to scale your business in Financial Year 2019-2020. We provide Loans from Rs 25 Lakhs to Rs 20 Cr+.. ? Mortgage Loans/Term Loans ? Overdraft facility/ Working capital ? Pre/Post Shipment Finance ? LC Bill Discounting ? Lease Rental Discounting ? Letter of Credit (Inland & Foreign) ? Bank Guarantee(Inland & Foreign) ? Forward Contracts/Derivates ? Advisory and Handling of Capital Account Transactions I take 100% personal Banking Responsibility for your Company's Growth. Kindly call me Vignesh - 9087159777 or kindly leave a message in watsup.

0
16th Sep, 2019

good services provided....

0
25th Jul, 2019

good response from her we get loan with in 1 weeks thank you

0
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Recent Enquiries for Mortgage Loan in Chennai

  • Type of mortgage loan: Loan against property
  • Property for mortgage: Residential building
  • Mortage loan amount: Less than 10 lakhs
  • Income range for mortgage loans: More than Rs 60,000
Yesterday
  • Type of mortgage loan: Loan against property
  • Property for mortgage: Plot
  • Mortage loan amount: Less than 10 lakhs
  • Income range for mortgage loans: Rs 20,000 - 40,000
7 days ago
  • Type of mortgage loan: Loan against property
  • Property for mortgage: Residential building
  • Mortage loan amount: 26 - 50 lakhs
  • Income range for mortgage loans: More than Rs 60,000
11 days ago
  • Type of mortgage loan: Loan against property
  • Property for mortgage: Plot
  • Mortage loan amount: 11 - 25 lakhs
  • Income range for mortgage loans: Rs 40,000 - 60,000
26 days ago

Recent Bookings for Mortgage Loan in Chennai

  • Type of mortgage loan: Loan against property
  • Property for mortgage: Residential building
  • Mortage loan amount: Less than 10 lakhs
  • Income range for mortgage loans: Rs 20,000 - 40,000
118 days ago
  • Type of mortgage loan: Loan against property
  • Property for mortgage: Residential building
  • Mortage loan amount: 11 - 25 lakhs
  • Income range for mortgage loans: Rs 20,000 - 40,000
265 days ago
  • Type of mortgage loan: Loan against property
  • Property for mortgage: Residential building
  • Mortage loan amount: More than 50 lakhs
  • Income range for mortgage loans: More than Rs 60,000
268 days ago
  • Type of mortgage loan: Loan against property
  • Property for mortgage: Residential building
  • Mortage loan amount: 11 - 25 lakhs
  • Income range for mortgage loans: Rs 20,000 - 40,000
318 days ago

Important Things to Consider before Apply to mortgage loan in Chennai

To check property approval status and legal documents:

  1. The property against which loan is to be taken is required to have a spotless title, all statutory and government approvals and in addition, finish set of property records.
  2. Some of the property-related documents that a lender will require are Registered Sale Deed/ Conveyance/ Lease Deed, Past Sale Deeds Chain (each transaction in respect of this property since the first allotment), Latest House Tax Return/ Receipt, Approved Building Plan from Municipal Corporation, etc.
  3. Loans against residential properties are easy to get with a low rate of interest & should be the first choice of property for this loan option.

Eligibility and EMI:

  1. Gauge your loan sum qualification to know the credit sum you will be qualified for and can apply for.
  2. Calculate the monthly EMI that you can easily repay based on your current net income and other existing fixed obligations including rent and EMIs on other existing loans.
  3. Your loan eligibility is calculated based on your age, net income, existing obligations, property type, LTV ratio, and other factors. EMI is dependent on the loan amount, interest rate and tenure.

Decide on the type of mortgage loan interest rate offers

To check the various mortgage loan offers of different banks.

  1. Fixed rates come at a marginally higher rate of intrigue contrasted with floating-rate loans and financing cost stays consistent amid the residency of property advance. In gliding rate advance, loan fees are reset at periodic intervals in light of changes in MCLR and PLR rates of banks or NBFCs. Greater part of credit against property in India today are gliding rate advances as it permits the loan costs on LAP to move as per the present financing costs.
  2. You can also evaluate the option of an overdraft facility with a property loan. The overdraft facility allows to you to deposit surplus amount in your Loan against property overdraft account when available and hence, reduce your overall interest amount outgo and also shorten your loan tenure. This loan is highly recommended to self-employed businessmen who generally have surplus cash lying idle at home. The interest rates on overdraft loan are slightly higher than that of a regular mortgage loan interest rates.
  3. Do mortgage loan interest rate comparison of the banks on various types of mortgage loan products and make an informed decision.
Bank NameInterest Rate(Floating)Processing fee (one-time fee)
HDFC9.60%1.25%
ICICI Bank9.50%0.50%
Axis Bank9.75%0.50%
SBI9.40%0%1.00%
Citi Bank8.50%Max rs 10,000
Indian Bank13.80%1.17%
PNB Housing Finance9.75%2.00%
Bank of india10.50%1.00%
Canara Bank11.45%1.00%
Central Bank of india10.80%0.50%
City Union Bank14.75%-
Dena Bank9.95%1.00%
Dhanlaxmi Bank11.58%1.50%
DHFL12.00%2.00%
Federal Bank11.60%0.50%
HSBC Bank9.85%1.00%
IDBI Bank9.90%1.00%
IDFC Bank9.50%1.00%
Indiabulls10.50%1.00%
Indian overseas Bank10.60%0.62%
IndusInd Bank9.65%2.00%
karnataka Bank13.20%-
Karur Vysya Bank11.50%0.50%
Kotak Bank10.00%1.00%
Laxmi Vilas Bank11.70%1.20%
Naintal Bank14.75%0.50%
RBL Bank12.80%1.25%
South Indian Bank13.60%0.50%
Standard Chartered Bank9.50%1.00%
Syndicate Bank11.50%0.50%
UCO Bank10.70%1.00%
Union Bank of India11.10%0.50%
United Bank of india10.65%1.00%
Vijaya Bank11.90%0.55%
Read More

FAQ - Best Mortgage Loan in Chennai

  • Q. Which documents are required for the application of a mortgage loan?

    The list of documents required by an individual for the mortgage loan includes

    • Proof of Income (salary slip for salaried persons/ recent ITR for self-employed persons)
    • Copy of Identity Proofs (PAN card & Adhaar Card)
    • Bank Statements (last three months)
    • Copy of address proof
    These are the basic documents that individual needs for the loan. Apart from these, the other documents vary from one bank to another.
  • Q. What type of property can I offer for a mortgage?

    For getting a secured loan, you can mortgage several kinds of properties such as commercial building, residential building, plot (non-agricultural), and industrial building too.
  • Q. How do I qualify the criteria of mortgage loan?

    The criterion for mortgage loan varies from one financial institution to another. Generally, the criteria include

    • Age- Above 25 years
    • Indian citizenship
    • Dispute-free property
    • No default history
    • Regular source of income
    Property should not belong to the lost of negative areas
  • Q. What kind of mortgage loans can I avail?

    The banks offer several kinds of mortgage loans. The list of the loans includes home loan, loan against property without a map, top-up loan, loan against property, loan on Lal Dora property, commercial property loan, and loan against rent receivables.
  • Q. What would my loan amount depend on?

    The reputed mortgage loan providers help in getting the loan of the different amounts such as

    • Less than ten lakhs
    • 11 to 25 lakhs
    • 26 to 50 lakhs
    • More than 50 lakhs
    However, the amount of the loan sanctioned depends on several factors like valuation of property, type of property, location, age of the property, CIBIL score, financial discipline, source of income and many others.
  • Q. Why Sulekha is the right platform to find a dependable mortgage loan provider?

    Sulekha is a leading business-listing directory. At Sulekha, we bring to you a list of verified and reputed mortgage loan providers. If you wish to hire expert services, fill the form above with your basic details. The experience loan agents from your area would contact you. You can discuss the required services and fee and hire the experienced consultant offering the right guidance for the mortgage loan.

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